A couple of weeks ago a friend of mine posted on Facebook about how she and her family recently completed a month-long no spending challenge. For 30 days they spent money only on necessities (rent, utilities, simple meals, gas), and they found creative ways to make up the difference. I was inspired by what I consider their act of bravery. I wondered: Could I do it? Could I go without all of the little extras–the Amazon purchases, the random stops for lunch when we’re out, the kid events, the little trinkets, the gifts, the coffee–even for a little while?
I decided to find out.
I wasn’t sure if I was ready to take on a whole month, but I knew I could handle a shorter time…say, 10 days. Just to see what it was like. Just to test the waters. Just to become more aware of my spending and, hopefully, save a little money in the process.
Before I began my 10-day challenge, I laid out a few ground rules for myself. First, there was to be no frivolous spending (obviously)–my credit card became totally off-limits. In addition, I could only spend money on necessities that couldn’t wait until after the challenge (bills that became due, doctor co-pays, etc.)–the groceries already in my house and the gas already in my car would have to suffice. I should also note that Hubby was traveling for work during most of this time, so that made it really easy for me to control what was being spent or, in this case, NOT being spent!
Here’s a rundown of how my no-spending project played out:
Day 1:
We spent most of the day at home doing school and catching up on chores. I saved money on housecleaners by teaching the boys how to put away their own clean laundry and handle a broom and a dustpan #forthewin. Since I kind of decided to do this whole no-spending challenge on a whim, I hadn’t filled up my car with gas and was already hovering below half a tank. In the afternoon I decided to take the boys for a walk in our neighborhood instead of driving to the park so we could save some of that precious fuel for another day when I really needed to get out of the house.
Day 2:
We spent the morning at Playhouse (an indoor preschool play time at our church) where I happened to win a Starbucks gift card in a raffle (coffee would still be had this week–Thank you, Jesus!). After Playhouse we brought a picnic lunch to the park down the road where we met up with some friends. We spent most of the afternoon playing in the park and exploring the creek. I even had some leftover carousel tickets from when we’d had David’s birthday party in the same park that we were able to use for a special ride.
Day 3:
We went to the library and checked out about 400 books and movies to get us through the week. We ate leftovers for every meal. I also drank some wine that my friend had given me as a party favor at her daughter’s 4th birthday party the weekend before. Have I ever mentioned how much I like my friends?
Day 4:
We had planned on going to a park day with our homeschool group but at the last minute we got rained out. Not one to cancel fun, I looked into some indoor options for us. A few weeks ago I’d purchased a Groupon for Pump It Up (just picture a giant warehouse full of inflatables and sweaty children bouncing off the walls), so we decided to switch gears and head over there.
The boys spent 2 hours jumping/climbing/sliding/hurtling their bodies through space. Then we went home for lunch and a nap (and by nap, I mean I took a nap with the baby while they watched PJ Masks in the living room) .
Day 5:
We spent the morning at a lovely race–even the boys got to run and win their own medals!
It had already been a long week and I needed to feed my feelings, but since the grocery store was off limits I decided to spend the afternoon in the kitchen. We baked chocolate chip cookies and scones, then had a proper tea party to nosh on our bounty.
Day 6:
Mother’s Day! Since Jon was out of town and my children are too young to have the decency to sleep past 5 AM, I decided it was time to cash in that Starbucks gift card I’d won earlier in the week.
The rest of the morning was spent at church, and then we went home to pick up some beach gear. We ate a picnic lunch in the car while we were driving (because having children strapped into a carseat is just about the only sane way to get them to eat, anyway). We managed to find one of the last free street parking spots at the beach and spent the rest of the day lounging in the sun and surf.
Day 7:
More school, more chores, more leftovers. In the afternoon we went to the boys’ gymnastics class and while they were in class I snuck out for a quick walk on the nearby trail (45 minutes alone…well, mostly alone except for the baby…was starting to feel like a mini-vacation!). After gymnastics we picked up a dinner order before heading home (I ordered the dinner using a meal-delivery gift card that we’d been given as a gift when Hannah was born…only they don’t deliver to our house, so I had to pick it up from my friend’s house. And they were late with the delivery. And I had 3 screaming, tired kids waiting in the car. But it wasn’t leftovers and I didn’t have to cook it, so it was still worth it.).
Day 8:
After a full week of very full time parenting I just needed some time to myself so I decided to find some creative ways to carve out some no-cost me-time. First on the agenda was reading a book. I’d been trying to read this book all week, but by the time I got all 3 kids in bed at night (and staying in bed) I was usually so exhausted that I fell asleep on the couch by the end of the first page. Instead, I decided to distract the kids at the park so I could sneak off to a bench by myself and read mid-day. This tactic worked wonderfully. I sat there incognito for nearly an hour before the wild banshees realized I was missing.
The boys had swimming lessons at the YMCA in the afternoon. After swimming lessons I took advantage of the free childcare and got a quick run in on the dreadmill before mommy guilt took over and I ran breathlessly back to check on my fragile infant and crazy boys who were surely wreaking havoc on the poor underpaid childcare staff.
Day 9:
Daddy came home! Praise the Lord, Daddy came HOME. There was no need to spend any money today because all I wanted to do was throw the children at him and hide in a dark closet by myself.
Day 10:
We had a very full schedule of gymnastics class for the boys (their last one…thank goodness because I am SO not the mom who can shuttle children to activities every day of the week), a veterinarian appointment, and another swimming lesson. It all seemed totally manageable, though, because I had HELP! Jon’s mom (better known as Grammy around these parts) had arrived for her quarterly baby oggling…er…family visit. And when Grammy is in town, we all get spoiled. She came bearing treats and promises of delivering Childrens’ Heaven on Earth (a trip to McDonald’s for Happy Meals). With free help and free treats, it was an easy end to my 10 day no-spending challenge.
At the end of my 10 days, I’m happy to report that YES, I CAN go without spending. In fact, I actually rather enjoyed the challenge! It was a good exercise for me to recognize where I spend unnecessarily and to find creative ways to use what we already have access to. As a side note, we also received our tax refund in the mail during my no-spending challenge. Coincidence? I think not.
Although the official challenge is officially over, I’m going to keep at it. I do need to go to the grocery store and fill up my car with gas (our pantry and gas tank are both empty), but I’m going to continue my no-excess spending challenge for the rest of the month.
Now, how about you: How long could YOU go without spending?
We Love, Teach, Grow 